Meet your specialist

Derick Guyton, CLTC.
Long-term care, made clear.

Most retirement plans leave out one risk: the cost of care. Derick helps families see how care gets paid for, compare every option side by side, and choose a plan that fits their budget.

Derick Guyton, CLTC

What CLTC means for you

Derick holds the CLTC (Certified in Long-Term Care) designation, specialized training in long-term care planning: the costs, the government programs, and every way to insure or self-fund care.

He works inside Pacific Ridgeway Insurance Solutions, an independent agency founded by Gregory Stevenson, author of Indexed Annuity Secrets. Because the agency isn't tied to one company, Derick shops leading carriers and shows you real numbers.

  • Education first: he explains before he recommends
  • Side-by-side options from top-rated carriers
  • Plain English and clear numbers
  • No pressure, ever

Your next step

See your numbers before you decide anything.

A free, no-pressure review. We'll compare asset-based long-term care options from top-rated carriers side by side, including what happens if you never need care.

Free LTC ReviewCall